How many hours are required for twin insurance

Kevin...

There are reasons the market is soft for light twins unless you believe in
magic and think you just came along at a lucky time.

Look at the safety records per hour and per mile of SE vs. ME. Twins auger
in a lot when you lose an engine, especially on takeoff and go-around. When
this happens there are NEVER any survivors. Losing an engine is more than
twice as likely since there are two of them and the fuel system is often
complex and prone to operator error. Fatal accident rates per hour of light
twins is generally higher than singles - about double. This is an ironic
fact and the subject of much hangar and barstool talk. Most twin owners have
developed ways to rationalize this away and most single owners glory in it
but the numbers are there anyway.

As mentioned above, maintenance and fuel will suck your wallet dry unless
you're a rich man. When you add up the expenses at year end, you can expect
$300 - $400 per hour for many light twins unless you fly a lot. Twins have
a lot of expensive AD's.

Light twins offer better performance than singles when both engines are
running. They are also quieter. That's the only proven advantages. Modern
composite singles, however, outperform most light twins (there are no modern
light piston twins) in every category except for useful load. They are also
much cheaper to own and operate. Unfortunately, I don't own one but I would
if I could swing it.

DB