Am I insured?

Just checked my policy and it said a number of things about my pilot license,
but nothing specifically about not breaking FAR's. It said my pilot license
must not be suspended or revoked and that I must be current. This would include
a biannual and those 3 takeoffs and landings within the last 90 days. Can
anyone in the insurance business give us more information on coverage if we are
breaking some FAR's, knowingly or unknowingly? Does the violation have to be
*causial* to the accident?

From my days in the repair business, I know the insurance company always wanted
a copy of:
1. Last 2 pages of pilots log book.
2. Biannual indorsement.
3. Instructors sign-off in type and model.
4. Sailplane log book copy with last annual inspection.
5. Sign-off of any recent AD's.
Why do they want all the above information, if they aren't going to try and
deny the claim, if something is missing?
JJ Sinclair