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#11
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No, it's what Lidle's liability insurance is for. Why should the
homeowner's insurance be resonsible? _IF_ this gentleman has renters/homeowners insurance, then I have to agree that they are the ones responsible to cover his losses, as they are the ones who have agreed to take responsibility and liability for his personal property minus his stated deductible. The situation strikes me as being identical to an automobile accident. If both parties are covered by collision insurance, then generally, both parties will settle with their insurance provider, and then the at fault's provider will reimburse the the other's provider for the cost of coverage... Makes life easier for everyone having each party dealing with a company with whom they have an established relationship (This I know from personal experience). I can't see why this case is any different. Part of the service insurance provides is a simple, hassle free way to be reimbursed for hardships without having to go to trouble of figuring out liability and/or waiting for a settlement - that burden is taken up by the insurance agency. One might then say that yes, the man here still should take the Lidle Estate up for his deductible... but that's negligible. The thing that destroys this for me is the 'emotional pain' nonsense... To be blunt, **** happens. Your lack of maturity in being unable to emotionally cope with a stressful situation is not our problem... Period. Grow up, deal with it, and move on. I say this as someone with a degree in Clinical Psychology ![]() its a good thing I decided not to become a therapist, eh? ![]() |
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