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#331
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Corky Scott wrote: I'll bet it's because of "Drive off's". People who fill their tanks and split without paying. The higher the gas prices, the more the occurrences, at least around here. Can't be done when you pay at the pump with a credit card (which is what this part of the thread has morphed to). You put the card in first. George Patterson The desire for safety stands against every great and noble enterprise. |
#332
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Corky Scott wrote: I'll bet it's because of "Drive off's". People who fill their tanks and split without paying. The higher the gas prices, the more the occurrences, at least around here. Can't be done when you pay at the pump with a credit card (which is what this part of the thread has morphed to). You put the card in first. George Patterson Good Point. So all you gas station owners, Raise The Damn Limit! -- Jim in NC |
#333
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Ron Natalie wrote:
Morgans wrote: saction amount known yet just to make sure there will be enough funds available. Examples are pay-at-the-gas-pump transactions (usually $50 is preauthorized before you start pumping), Actually, that's WRONG. What they usually do is put through a $1 preauthorization. The $50 limit they put on the pumping is a number that the point of sale determines is the max they will do based on that $1 preauth. I'm familiar with pump POS systems that preauthorize $50. YMMV. If the customer spends more than is preauthorized the merchant is not guaranteed to get those funds. However I'm not surprised that some gas stations would not be willing to take that risk since they readily accept the risk of not requiring a signature, let alone not checking the signature. |
#334
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Morgans wrote:
"Janet" wrote Increasing that value would mean larger credit/debit preauthorized holds for everybody, including the vast majority of people that fill up with less than $50 at time. Why inconvenience everybody? Inconvenience? What? You mean there are people running around filling their tanks with a credit card, that will not have another $10 available on their credit line? The $50 limit is set because it serves the vast majority of customers without undue inconvenience of holding checking account money or tying up unnecessary credit. I'm not buying it, and neither would you if you thought about it. In the meantime, it costs me, and all others with big tanks another few extra minutes when we fill up. I doubt you will find much willingness on the part of most consumers to require more of their money to be held to save a moment to restart the pump for thirsty gas guzzlers. Try using online debit. *That* is inconvenience, and I will not go back to a place that has not kept up with the times and made a higher preauthorizations. That's certainly your right. Since you don't shop at gas merchants where they have only a $50 limit at least you don't have to deal with it when you do buy gas. |
#335
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Debit cards are limited too. I use autogas and I fill 7-5 gallon cans as
well as my car sometimes. I like to put 5 gallons exactly in the cans and now that's more difficult to do since it cuts me off in the middle of a can. mike regish "Janet" wrote in message ... Morgans wrote: Try using online debit. |
#336
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Bob Noel wrote:
In article Tsdqd.405505$wV.131490@attbi_s54, "Jay Honeck" wrote: :-( Then I won't be able to make a reservation for business travel at your hotel. Or anywhere else, for that matter. Jay: I have a Diners Club card which I've been using the early 90's for business travel. I don't know of a single hotel (or even small B&B in our market) that doesn't pre-authorize guaranteed reservations on a credit card. right. But your hotel is the only one that I've heard of that doesn't take American Express or Diners. I don't have a Visa card (just a debit card) Diners Club is going to be affliliated with the Mastercard network in the very near future, so you'll be fine at Jay's Hotel. CitiBank knows what's up these days. |
#337
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Jay Honeck wrote:
One lesser known fact about credit card companies is that they will screw the VENDOR far more readily than they will their customers. has American Express or Diners Club done the same to you? (just curious) We'll never know -- I threw BOTH of them out right after we opened, after they tried to charge us 5% for each transaction. (The other cards -- Visa, Mastercard & Discover -- charge us "only" 4% for the privilege of "working" with them.) Here's another credit card mystery: Why the hell does ANYONE use any card but Discover? Everyone else charges to use their cards, while Discover actually PAYS you to use their card -- yet they are a distant third or fourth in the industry. Marketing is everything to American consumers, I guess.. You might want to shop around for a better merchant bank deal--4% seems awfully high for a hotel and signed receipts. You may be able to get a little less than 3% for Visa and Mastercard although your negotiating power will be limited by your volume. Discover Card has historically charged lower merchant rates than the big 2--they had to do that to gain merchant market share, just as they paid cash back to gain consumer market share. American Express has always charged higher merchant fees/rates, because they could. Today there are numerous cards that pay more cashback than Discover. Discover only pays 1% after you charge so many thousands per year (before that you get a lower percentage cash back). Chase, Citi, BaA, and some others have a few cards that pay a straight 1%. Discover used to let you "double" your rebate with a bunch of merchant partners, but the doubling merchants have dwindled to a trickle in the last year. MBNA appears to eat part of their 5% AOPA rebate, so a lot of people must pay them interest on these cards to make it worthwhile. Thanks, guys. |
#338
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"mike regish" wrote Debit cards are limited too. I use autogas and I fill 7-5 gallon cans as well as my car sometimes. I like to put 5 gallons exactly in the cans and now that's more difficult to do since it cuts me off in the middle of a can. mike regish Janet is arguing, just to argue. There is not a reason that she has given that stands up. It all boils down to the gas station operators being too lazy to keep up with the changing gas prices necessitating a rise of the purchase limit. They can do it if they want to. They have done it at least 2 times before. Some have already done it again. They will get my business. -- Jim in NC |
#339
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Morgans wrote:
"mike regish" wrote Debit cards are limited too. I use autogas and I fill 7-5 gallon cans as well as my car sometimes. I like to put 5 gallons exactly in the cans and now that's more difficult to do since it cuts me off in the middle of a can. mike regish Janet is arguing, just to argue. There is not a reason that she has given that stands up. It all boils down to the gas station operators being too lazy to keep up with the changing gas prices necessitating a rise of the purchase limit. They can do it if they want to. They have done it at least 2 times before. Some have already done it again. They will get my business. Actually I'm not arguing at all, just pointing out what is actually happening, and laziness has nothing to do with it. The vast majority of gasoline purchase transactions are under thirty dollars today. |
#340
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"Janet" wrote The vast majority of gasoline purchase transactions are under thirty dollars today. There are one HELL of a lot of people that work for a living, and have to have a vehicle that can tow a load and carry a load. They all have gas tanks big enough to go over a 50 buck limit, when close to empty. I'm done here. Have the last word, as I know you must. -- Jim in NC |
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