Insurance

I passed my checkride two months ago and now rent aircraft from my flight
school.

Can anybody give me the FL20 overview of the insurance I should be carrying
and why I'll need it?

Father of three, husband of one, self employed. :~)

Thoughts?

--
Mark Deal

Because the FBO's insurance protects him, not you? If you cause damage to
his airplane, his insurance will cover his costs and then come after you.

Bob Gardner

"Mark A. Deal" wrote in message
...
I passed my checkride two months ago and now rent aircraft from my flight
school.

Can anybody give me the FL20 overview of the insurance I should be
carrying and why I'll need it?

Father of three, husband of one, self employed. :~)

Thoughts?

--
Mark Deal

"Bob Gardner" wrote in message
. ..
If you cause damage to his airplane, his insurance will cover his costs and
then come after you.

Which is why I only rent cheap, elderly airplanes, even though my FBO has a
stable of new G1000 172s. I continually wonder why everybody else flies them,
because the last time I checked (just a few weeks ago) AOPA would not even quote
you on enough renter's insurance to cover one.

Vaughn

Which is why I only rent cheap, elderly airplanes

A cheap elderly airplane can do damage to costly things and people too.
You are not covered for that without renters insurance.

Jose
--
"Never trust anything that can think for itself, if you can't see where
it keeps its brain." (chapter 10 of book 3 - Harry Potter).
for Email, make the obvious change in the address.

"Jose" wrote in message
m...
Which is why I only rent cheap, elderly airplanes

A cheap elderly airplane can do damage to costly things and people too. You
are not covered for that without renters insurance.

Oh I buy the insurance, but I buy just enough hull insurance to pay for the
elderly hull. It leaves me more money for actual flying.

Vaughn

On Tue, 26 Sep 2006 00:04:38 GMT, "Vaughn Simon"
wrote:


"Jose" wrote in message
om...
Which is why I only rent cheap, elderly airplanes

A cheap elderly airplane can do damage to costly things and people too. You
are not covered for that without renters insurance.

Oh I buy the insurance, but I buy just enough hull insurance to pay for the
elderly hull. It leaves me more money for actual flying.

Vaughn



I'm with you on this. I fly older 172s to limit my exposure.
Liability insurance is cheap and easy to get, and I have it. On the
other hand, hull insurance for renters is expensive and not generally
available in large numbers. So, I'm covered for the damage that I may
do to costly things or people and I have enough hull coverage to cover
most of the damage to a "cheap" plane.
Rich Russell

Vaughn Simon wrote:
"Bob Gardner" wrote in message
. ..
If you cause damage to his airplane, his insurance will cover his costs and
then come after you.

Which is why I only rent cheap, elderly airplanes, even though my FBO has a
stable of new G1000 172s. I continually wonder why everybody else flies them,
because the last time I checked (just a few weeks ago) AOPA would not even quote
you on enough renter's insurance to cover one.

What part of the AOPA renter's insurance exempts G1000 aircraft?

-Robert

Which is why I only rent cheap, elderly airplanes, even though my FBO has a
stable of new G1000 172s. I continually wonder why everybody else flies them,
because the last time I checked (just a few weeks ago) AOPA would not even quote
you on enough renter's insurance to cover one.

What part of the AOPA renter's insurance exempts G1000 aircraft?

The fact that it tops out at $150,000 or something along those lines.
The G1000 equipped aircraft have hull values in excess of that.

The fact that it tops out at $150,000 or something along those lines.
The G1000 equipped aircraft have hull values in excess of that.

Well, it would pay =up=to= the policy limit. Most of the time, damage
to the airplane is a lot less. A gear up for example may be $10-20K.

Jose
--
"Never trust anything that can think for itself, if you can't see where
it keeps its brain." (chapter 10 of book 3 - Harry Potter).
for Email, make the obvious change in the address.

"Bob Gardner" wrote in message
. ..
Because the FBO's insurance protects him, not you? If you cause damage to
his airplane, his insurance will cover his costs and then come after you.

Does that actually happen, though, other than in cases of gross negligence
by the pilot? I know about subrogation, but I've never heard of it being
invoked. Has anyone here ever had to pay for damage to a rental plane? (Many
FBOs include the rental pilot as an insured party, but of course that's a
different matter--the question here is what happens if that's not the case.)

--Gary