avionics fraud on ebay

sfb wrote:
Not all Paypal transactions are protected.

"Transactions Covered by PayPal Buyer Protection

The PayPal Buyer Protection icon must be displayed in the Seller
Information box on eBay"

You didn't pay attention to what I said.

First you go to PayPal. If they turn you down (or can't recover
the money) you go to your credit card. This is the way the
game works on ebay. Check the EBAY discussion boards that is
the advice you will be unconditionally given.

The PO may go after your seller if he violates the mail fraud
but if you're interest is in recovering your money the fastest
and most assured way, a PAYPAL funded by Credit Card is the
easiest way.

sfb wrote:
Paypal lacks law enforcement authority and the protection plan does not
apply to all transactions.

They don't need law enforcement. Law enforcement is lousy on getting
retribution. Credit cards are your best bet on the Internet, and
backing your paypal payment with a credit card will get your money
back even if PayPal won't honor the buyer protection plan.

Ron Natalie wrote:

sfb wrote:

Paypal lacks law enforcement authority and the protection plan does
not apply to all transactions.

They don't need law enforcement. Law enforcement is lousy on getting
retribution. Credit cards are your best bet on the Internet, and
backing your paypal payment with a credit card will get your money
back even if PayPal won't honor the buyer protection plan.

Can you explain how you get your credit card company to refund your
money, if you officially authorized Paypal to draw from your CC account?

regards,
Friedrich

--
for personal email please remove 'entfernen' from my adress

Friedrich Ostertag wrote:


Can you explain how you get your credit card company to refund your
money, if you officially authorized Paypal to draw from your CC account?

It's simple, you call your credit card company and say the merchandise
was never delivered. If you do this before you give paypal a chance
to resolve it through there channels, paypal will lock your account.
However, if they turn you down and you file for a chargeback through
your credit card company they will let it slide. If they can they will
still charge back the sellers (this is why paypal tends to be a bit
on the dangerous side for sellers).

There was some stickiness between American Express and Paypal a bit
over a year ago, but that was settled.

"sfb" wrote in message news:zbiYe.3955$yN1.1645@trnddc03...
The best way to pay on eBay is a USPS money order sent via USPS so you can
sic the postal inspectors on them. There was a draft letter to floating
around the Internet spelling out chapter and verse of the mail fraud
Federal laws.

The idea was stapling the money order to the letter so the seller would be
warned.

Like they didn't already know?

Also, China, Russia, Brazil and others are supporting many fraudulent
activities (that's right, they are sanctioning these activties), so don't
expect any asistance from their governments in the event you get ripped off.




--
Matt

---------------------
Matthew W. Barrow
Site-Fill Homes, LLC.
Montrose, CO

"George Patterson" wrote in message
news:8mjYe.13851$T55.12480@trndny06...
sfb wrote:
Paypal lacks law enforcement authority ...

So does the USPS if the destination is outside the U.S..

And in certain countries, the government is probably a participant to the
fraud, not a means of adjudication of complaints.

On Wed, 21 Sep 2005 23:11:22 +0200, Friedrich Ostertag wrote:

Ron Natalie wrote:

sfb wrote:

Paypal lacks law enforcement authority and the protection plan does
not apply to all transactions.

They don't need law enforcement. Law enforcement is lousy on getting
retribution. Credit cards are your best bet on the Internet, and
backing your paypal payment with a credit card will get your money back
even if PayPal won't honor the buyer protection plan.

Can you explain how you get your credit card company to refund your
money, if you officially authorized Paypal to draw from your CC account?


It's called a "charge back". Anytime you purchase something with your
credit card and do not receive either the services or goods you expected
and the merchant refuses to refund your money, you can do a charge back.
If merchants experience a high number of charge backs, the percent they
pay per transaction goes up. They don't like that. Likewise, if they
continue to get many charge backs, processing banks tend to drop the
merchant. Merchants don't like that either.

It's basically in the Merchant's best interest to refund your money;
especially if you tell them you'll be starting charge back procedures. If
that still doesn't get them to move, call the card issuing bank that you
did your transaction with. The number is on the back of your card. Tell
them the merchant has been unwilling to resolve the complaint and you want
to start a charge back procedure. A large number of disputes are resolved
with the help of the issuing bank without actually having to do a charge
back. Once the bank gets involved, the merchants tend to get a lot more
friendly. Also, charge backs almost alway go in favor of the card holder,
especially for Amex members. Amex is very friendly to its card holders
and unless the merchant can show really good cause to prevent a charge
back, Amex almost always supports their card members versus the merchant.

In case you can't tell, I used to work in the credit card industry.
Using your credit card for online purchases is, by far, the most powerful
protection you have...just make sure you're not giving out your credit
card information to the wrong people! And never give it out over
the phone unless *you* initate the call!

Greg

On Wed, 21 Sep 2005 23:11:22 +0200, Friedrich Ostertag wrote:

Ron Natalie wrote:

sfb wrote:

Paypal lacks law enforcement authority and the protection plan does
not apply to all transactions.

They don't need law enforcement. Law enforcement is lousy on getting
retribution. Credit cards are your best bet on the Internet, and
backing your paypal payment with a credit card will get your money
back even if PayPal won't honor the buyer protection plan.

Can you explain how you get your credit card company to refund your
money, if you officially authorized Paypal to draw from your CC account?

regards,
Friedrich

Oh ya! NEVER, EVER, NEVER, purchase online with your debit credit card!
Many people have been put into real bad positions when they found out
their $150.00 online purchase wiped out their $20,000 bank account. When
the bank checks into it, they find the merchant has closed their
account and skipped town. Also, some banks do NOT offer the same
protection to their debit cards that they extend to credit cards! Which
can make recovery even more painful and prolonged....compounded with
bounced checks and no means to get cash in hand (except credit card cash
advance).

Greg

Greg Copeland wrote:
Oh ya! NEVER, EVER, NEVER, purchase online with your debit credit card!
Many people have been put into real bad positions when they found out
their $150.00 online purchase wiped out their $20,000 bank account. When
the bank checks into it, they find the merchant has closed their
account and skipped town. Also, some banks do NOT offer the same
protection to their debit cards that they extend to credit cards! Which
can make recovery even more painful and prolonged....compounded with
bounced checks and no means to get cash in hand (except credit card cash
advance).



I doin't purchase *anything* with my debit card anyway. The only reason I have
one is to get cash out of an ATM. For everything else, there's MasterCard. G



--
Mortimer Schnerd, RN

VE

Greg Copeland wrote:

Oh ya! NEVER, EVER, NEVER, purchase online with your debit credit card!

I call mine my "ATM card", since that's all I ever use it for.

George Patterson
Give a person a fish and you feed him for a day; teach a person to
use the Internet and he won't bother you for weeks.