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#311
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"Casey Wilson" wrote in message news:z%bqd.2405$wr6.140@trnddc04... "Dick" wrote in message ... That is unfortunate, but did you really "lose" money? The card companies make the money from the card holders, not the vendors. You couldn't be more wrong. Credit card companies charge the 'vendors' a fee for each and every transaction. No, you couldn't be more wrong. Vendors choose the prices, consumers hold the cards. Consumers make the purchases. The fees are passed to the consumers. Again, I asked if he actually "lost money" in services or other goods. I fought with VISA for four months over a disputed charge where they gave credit to the card user and refused to refund the transaction fee they charged me. The so-called customer used a credit card to sign up two people for a conference. I paid the conference center based on a head count that included him and his wife. I showed VISA the signed contract that put a date limit on refunds. The customer did not provide any proof that they had ever cancelled, much less on or before the cancellation date. VISA refused to honor the charge and left me holding the bag. We no longer accept credit cards for conference registration. I put most of the blame on the scumbag deadhead. Have you never noticed signs near cash registers that deny the use of a credit card for sales below a minimum purchase? Have you never noticed some 'vendors' will offer a discount to customers that pay cash? |
#312
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Cub Driver writes:
4% pay cash. Wow. The only reasons I can come up with for paying cash for a hotel is 1) you earn a lot of money under the IRS radar, and this is a way to spend it; or 2) the lady with you is not your wife, and your wife or her lawyer has access to your credit-card records. Or maybe you're tired of ****tyBank & Choicepoint tracking your every move, not to mention Fatherland Security and Rev. Ike. There was a time when what you [legally] did was your own business; but that's no longer true in this country, unless you make real efforts on your own behalf. And the most effective is: pay cash. When asked for your name and address, ask back: Why do you need to know? -- A host is a host from coast to & no one will talk to a host that's close........[v].(301) 56-LINUX Unless the host (that isn't close).........................pob 1433 is busy, hung or dead....................................20915-1433 |
#313
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"John Harlow" writes:
What reason could there possibly be to still have one of those [AMEX] dinosaurs, aside from that "member since" sillyness? When I traveled internationaly on business, it had real advantages. I once needed to solve a crisis by charging BIGNUM right now; they didn't even blink. But yes, the gap has been narrowing for many years... -- A host is a host from coast to & no one will talk to a host that's close........[v].(301) 56-LINUX Unless the host (that isn't close).........................pob 1433 is busy, hung or dead....................................20915-1433 |
#314
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I say, let me guess, my brother was never here. He says, never saw him
before in my life, see you guys next year. So cash buyers are always a little more welcome around here than people with plastic. One thing I've learned from owning three businesses: Don't start lying about stuff like this. Why? a) I'm a bad liar. b) I can't remember which lie I told to whom. So, as much as I despise taxes, I play it straight, my books are clean, and I sleep well at night. -- Jay Honeck Iowa City, IA Pathfinder N56993 www.AlexisParkInn.com "Your Aviation Destination" |
#315
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That is unfortunate, but did you really "lose" money? The card
companies make the money from the card holders, not the vendors. You couldn't be more wrong. Credit card companies charge the 'vendors' a fee for each and every transaction. No, you couldn't be more wrong. Vendors choose the prices, consumers hold the cards. Consumers make the purchases. The fees are passed to the consumers. Actually, the credit card companies dip from both wells, charging consumers AND vendors. However, vendors are ALWAYS charged, while consumers are charged only if they're dumb enough to rack up balances, and pay 22% interest. Of course, in the end, consumers pay more because of the vendor charges, too -- but it's not always a 100% pass-through. -- Jay Honeck Iowa City, IA Pathfinder N56993 www.AlexisParkInn.com "Your Aviation Destination" |
#316
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Or maybe you're tired of ****tyBank & Choicepoint tracking your
every move, not to mention Fatherland Security and Rev. Ike. There was a time when what you [legally] did was your own business; but that's no longer true in this country, unless you make real efforts on your own behalf. And the most effective is: pay cash. When asked for your name and address, ask back: Why do you need to know? Um, we ask your name, address and daytime phone number when you make a reservation, and we verify it at check-in. We do this not because we're interested in your every move, but so we can mail back the cell phone charger (or whatever) that an amazing percentage of our guests accidentally leave in their suite when they check out. (We've got an amazing collection of them, BTW. I think we have one of every charger -- and they're all different -- ever made.) -- Jay Honeck Iowa City, IA Pathfinder N56993 www.AlexisParkInn.com "Your Aviation Destination" |
#317
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"Jay Honeck" writes:
Or maybe you're tired of ****tyBank & Choicepoint tracking your every move, not to mention Fatherland Security and Rev. Ike. There was a time when what you [legally] did was your own business; but that's no longer true in this country, unless you make real efforts on your own behalf. And the most effective is: pay cash. When asked for your name and address, ask back: Why do you need to know? Um, we ask your name, address and daytime phone number when you make a reservation, and we verify it at check-in. I didn't say you, Jay. I said the listbroker business, with their allies the cc: folks. Besides, you can save the trouble. Trans Union's Trans-Link/Reverse Lookup service will take that cc: # you have and give you the address & phone of the cardholder. Then you can send them junk mail, just like the big junkmailers.. -- A host is a host from coast to & no one will talk to a host that's close........[v].(301) 56-LINUX Unless the host (that isn't close).........................pob 1433 is busy, hung or dead....................................20915-1433 |
#318
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Only if you take your book keeping seriously ;)
Bryan |
#320
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On Tue, 30 Nov 2004 10:10:40 -0500, "John Harlow"
wrote: Don't they still have some unavoiadable yearly fee - no matter how long you've been a "member since"? I will ditch my Delta/Amex card when the 12 free months are up. I change cards yearly in any event, to get the best deal and to clear the numbers in all the online places. And they still offer no payback, right? I get a mile a dollar. AMEX also has a cash-back card. I think the traditional green one is still $100/'year and no payback. I guess there are lots of people who like the appearance and don't care about a 1 or 2 percent discount. all the best -- Dan Ford email: (put Cubdriver in subject line) Warbird's Forum www.warbirdforum.com Piper Cub Forum www.pipercubforum.com the blog www.danford.net |
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