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#22
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" paying upwards of $15K per YEAR for full coverage."
this is for single engine airplanes with 4 seats? Jay Honeck wrote: On the contrary, MOST experimentals ARE insurable. Well, in the same sense that Betty Grable's legs were "insurable". The only experimental aircraft with affordable insurance that I know of is the RV line. I've talked to the Glasair and Lancair people (and the Cirrus people, in the certificated category), and they all just try to change the subject when you bring up insurance. They ALL try to gloss over the fact that you will be paying upwards of $15K per YEAR for full coverage. I'm sorry, but in my world, that's "uninsurable"... -- Jay Honeck Iowa City, IA Pathfinder N56993 www.AlexisParkInn.com "Your Aviation Destination" |
#23
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#24
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#25
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" paying upwards of $15K per YEAR for full coverage."
this is for single engine airplanes with 4 seats? Yes. Go tell your insurance guy that you're thinking about buying a Cirrus SR-22, or a Lancair IV, and see what he tells you. In five years of paying insurance premiums, you will have bought a nice house in the country. I call that "uninsurable"... -- Jay Honeck Iowa City, IA Pathfinder N56993 www.AlexisParkInn.com "Your Aviation Destination" |
#26
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Well at least you have qualified your "definition" of uninsurable.
Initially your statement was "..are completely uninsurable.." Even I have said that some experimentals insurance is beyond the owners budget. I'm sorry, but in my world, that's "uninsurable"... We all live in the same world and its a good idea to communicate clearly - without too much bias. ......$15K per YEAR for full coverage Thats really not so bad for aircraft category that compare to $500K certified range. However, the owner budget determines whether they can afford the coverage - I don't even have collision on my autos because it saves money over my lifetime. "Jay Honeck" wrote in message news:cN7Bb.469786$Tr4.1294785@attbi_s03... On the contrary, MOST experimentals ARE insurable. Well, in the same sense that Betty Grable's legs were "insurable". The only experimental aircraft with affordable insurance that I know of is the RV line. I've talked to the Glasair and Lancair people (and the Cirrus people, in the certificated category), and they all just try to change the subject when you bring up insurance. They ALL try to gloss over the fact that you will be paying upwards of $15K per YEAR for full coverage. I'm sorry, but in my world, that's "uninsurable"... |
#27
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On Mon, 08 Dec 2003 03:07:38 GMT, (Ben Jackson) wrote:
In article , O. Sami Saydjari wrote: 8. Insurable for a pilot with only 350 hrs PIC experience (no HP/complex time) You can get insurance with no HP/complex time, but you'll have to fly more dual before you can solo. I moved into the Deb which is basically the same as an F-33 with 300 hours and nothing faster than a Cherokee 180. As I recall it was 15 hours dual...It might have been 25, but I think it was 15 before they'd let me solo( I'd have to find that old logbook), but at that point I could carry passengers. Roger Halstead (K8RI & ARRL life member) (N833R, S# CD-2 Worlds oldest Debonair?) www.rogerhalstead.com Return address modified due to dumb virus checkers I have been thinking about a Piper Comanche 260 and a Piper Turbo Arrow III/IV. I was considering a Mooney M20J, but they feel a little cramped Where are you located? Have you flown the Comanche or the Arrow? |
#28
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On 8 Dec 2003 14:07:08 -0800, (Paul Lee) wrote:
On the contrary, MOST experimentals ARE insurable. There were a few incidents where AVEMCO would not insure a FEW hi performance experimentals, but then EAA cut its ties with AVEMCO and the new EAA insurer is now Falcon Insurance. If you are interested, there are more details at http://www.eaa.org/communications/ea...insurance.html However, what may be true is that the hull insurance on a few hi perf. experimentals may be beyond budget for SOME owners. I'm not sure what it is now, but the first year on at G-III (Glasair III) was nearly $6,000 although when you consider a well equipped one is worth close to $250,000 that ain't all that bad. They are hot and landing one is more like landing a twin, but other than that they are like flying most other planes..except things happen a lot faster and you have to plan farther ahead. With the Deb at 7,000 I have to start down nearly 40 miles out to make the approach to 3BS. With the G-III It'd be more like 60 miles out. Roger Halstead (K8RI & ARRL life member) (N833R, S# CD-2 Worlds oldest Debonair?) www.rogerhalstead.com Return address modified due to dumb virus checkers And if somebody is interested in a particular experimental, they can contact the KIT Mfg. and ask them. ---------------------------------------------------- Paul Lee, SQ2000 canard project: www.abri.com/sq2000 "Jay Honeck" wrote in message news:EN0Bb.269559$Dw6.916917@attbi_s02... If you will consider experimentals, the Lancair IV-P is the king. 4-seats, 330mph TAS, pressurized. Price tag is $350-500k depending on options. Don't forget that most experimentals -- especially in this category -- are completely uninsurable. You might get liability coverage, but nothing more. Roger Halstead (K8RI & ARRL life member) (N833R, S# CD-2 Worlds oldest Debonair?) www.rogerhalstead.com Return address modified due to dumb virus checkers |
#29
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On Mon, 08 Dec 2003 23:27:04 GMT, "Jay Honeck"
wrote: On the contrary, MOST experimentals ARE insurable. Well, in the same sense that Betty Grable's legs were "insurable". The only experimental aircraft with affordable insurance that I know of is the RV line. I've talked to the Glasair and Lancair people (and the Cirrus people, in the certificated category), and they all just try to change the subject when you bring up insurance. They ALL try to gloss over the fact that you will be paying upwards of $15K per YEAR for full coverage. I was quoted less than $6,000 for the G-III about a year ago although it may be higher now. Roger Halstead (K8RI & ARRL life member) (N833R, S# CD-2 Worlds oldest Debonair?) www.rogerhalstead.com Return address modified due to dumb virus checkers I'm sorry, but in my world, that's "uninsurable"... |
#30
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On 8 Dec 2003 11:36:25 -0800, (Michael) wrote:
"O. Sami Saydjari" wrote 1. Fast: 160 kts 2. Price range: $75K-$120K 3. Four Seater 4. Range: 800nm 5. Useful Payload (with full fuel); 650lbs 6. Retains its value well over time 7. Reliable: Engine TBO of 2000 hrs, good saftey record 8. Insurable for a pilot with only 350 hrs PIC experience (no HP/complex time) No airplane in that class really has a good safety record (in the sense that something like a C-172 does). These airplanes are used for transportation, not training and going around the patch. Virtually any certified tri-gear landplane that can be bought for $120K in good condition is going to be insurable for you, but anything in the performance class you want will require 10-25 hours dual and a big hit in the first year (think $3K+). True with the dual, but ... I don't pay near that with 80,000 full hull coverage and never did. Max was around $1500 per year. Roger Halstead (K8RI & ARRL life member) (N833R, S# CD-2 Worlds oldest Debonair?) www.rogerhalstead.com Return address modified due to dumb virus checkers I have been thinking about a Piper Comanche 260 and a Piper Turbo Arrow III/IV. I was considering a Mooney M20J, but they feel a little cramped in the cabin to me. What I am looking for is the best dollars/kts airplane (what we call price/performance in the computer biz) that meets the above requirements. I would really appreciate suggestions and advice. First off, never compare top speeds between normally aspirated and turbo - they are not comparable. The turbo needs to go high to get its speed, and that means you never go very fast when Westbound. Pretty quick going East, though. Unless you NEED to go high (meaning you fly in the mountains) a turbo is rarely cost-effective. The Comanche 260 is a good choice for what you want - make sure it has at least 84 gallons of fuel. The Mooney is cramped in the cabin - if you're going to fly long legs, you won't enjoy it unless you are thin. Other planes you might consider: A 1960's era Bonanza. Most Bonanzas of that era don't make book speed because they were tested clean (without antennas) but they're still the fastest thing around with a reasonably roomy cabin. A Viking. Wood wings are an issue (get one from a dry climate and hangar it) but purchase price is low, and the speed is there. The 14-19 is the tailwheel version - way cool, but insurance will be an issue. You may also consider twins. The only ones that really fit your mission profile while maintianing similar operating costs are the Twin Comanche and Beech Travel Air. Insurance will be higher ($4K+) if you are instrument rated, and ridiculous ($6K+) if you are not. Purchase price will be lower than a comparably performing single. Michael |
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