Turn to Final - Keeping Ball Centered

While making a turn to base and final recently, I was aware that I was
going to be wide with my normal turn from downwind through base to
final, so I banked more to keep as close to the runway centerline as
possible. I kept thinking about the infamous and usually fatal stall/
spin by some pilots in this situation, I kept thinking that if I keep
the ball centered, even with a very steep bank, that I would be ok and
not auger in. Some of you instructors and old pros...is this correct?
(Not that I intend to make it a practice.)