Aircraft Insurance, what's best deal, Avemco,AIG,...

[rkane33]

for C-172 1400hr in type pilot inst/commercial no claims.

Aircraft is 1974 no damage/claim history.

[Neal]

On Mon, 03 Nov 2003 20:30:17 GMT, "rkane33" >
wrote:

> for C-172 1400hr in type pilot inst/commercial no claims.
>
>Aircraft is 1974 no damage/claim history.
>

Going thru AOPAIA got me the best price on a USAIG policy for my
PA28-140.

AIG was a couple hundred dollars per year higher and Avemco was
several hundred per year higher for the same amounts of coverage.

[Martin Kosina]

> for C-172 1400hr in type pilot inst/commercial no claims.
>
> Aircraft is 1974 no damage/claim history.

I would guess under $1000 (~$50K hull ?) for the basic $1M/$100K. My
'76 Cardinal (insured for $60K) was $1,100 this year with AOPA, 700hrs
CPASEL/IA.

Martin

[Chris Hight]

I went through a broker who checks the rates between companies. He
got a better rate for me than I was quoted from the same insurance
group. Go figure.

Chris

[OSKI 3]

For a good quote on Insurance, contact
a club with your type plane and ask them
if they have a group rate. IE: Cessna
152 club, Grumman Club or Cessna Pilots
club or Mooney club. Try them out.
I have a Grumman and built a Biplane so
it is on my Policy also. Who said clubs
don't get better rates. Just a thought.

Bill OParowski

[Dave Stadt]

"OSKI 3" > wrote in message
...
> For a good quote on Insurance, contact
> a club with your type plane and ask them
> if they have a group rate. IE: Cessna
> 152 club, Grumman Club or Cessna Pilots
> club or Mooney club. Try them out.
> I have a Grumman and built a Biplane so
> it is on my Policy also. Who said clubs
> don't get better rates. Just a thought.
>
> Bill OParowski

Type clubs often get better rates and maybe even more important better
terms.

[Andrew Gideon]

Dave Stadt wrote:

>
> "OSKI 3" > wrote in message
> ...
>> For a good quote on Insurance, contact
>> a club with your type plane and ask them
>> if they have a group rate. IE: Cessna
>> 152 club, Grumman Club or Cessna Pilots
>> club or Mooney club. Try them out.
>> I have a Grumman and built a Biplane so
>> it is on my Policy also. Who said clubs
>> don't get better rates. Just a thought.
>>
>> Bill OParowski
>
> Type clubs often get better rates and maybe even more important better
> terms.

I don't understand this.

I was just at a meeting of our club (2 172s, a 182, and a 182RG) where
insurance was discussed. There were also some alumni in the meeting that
own their own aircraft.

I thought it pretty clear that the club is paying far more for insuring an
aircraft than a single owner.

- Andrew

[Ron Natalie]

"Andrew Gideon" > wrote in message online.com...

> >
> > Type clubs often get better rates and maybe even more important better
> > terms.
>
> I don't understand this.
>
> I was just at a meeting of our club (2 172s, a 182, and a 182RG) where
> insurance was discussed. There were also some alumni in the meeting that
> own their own aircraft.
>
> I thought it pretty clear that the club is paying far more for insuring an
> aircraft than a single owner.

Rental insurance is always going to be higher (3-4X).
But I think you misunderstood him. By "Type Club" he meant an organization
of people who own the same sort of aircraft. Like I am a member of the
American Navion Society ...

[Dave Stadt]

"Andrew Gideon" > wrote in message
online.com...
> Dave Stadt wrote:
>
> >
> > "OSKI 3" > wrote in message
> > ...
> >> For a good quote on Insurance, contact
> >> a club with your type plane and ask them
> >> if they have a group rate. IE: Cessna
> >> 152 club, Grumman Club or Cessna Pilots
> >> club or Mooney club. Try them out.
> >> I have a Grumman and built a Biplane so
> >> it is on my Policy also. Who said clubs
> >> don't get better rates. Just a thought.
> >>
> >> Bill OParowski
> >
> > Type clubs often get better rates and maybe even more important better
> > terms.
>
> I don't understand this.
>
> I was just at a meeting of our club (2 172s, a 182, and a 182RG) where
> insurance was discussed. There were also some alumni in the meeting that
> own their own aircraft.
>
> I thought it pretty clear that the club is paying far more for insuring an
> aircraft than a single owner.
>
> - Andrew


Apples and oranges......what you are talking about is NOT a type club.

[Andrew Gideon]

Dave Stadt wrote:

> Apples and oranges......what you are talking about is NOT a type club.

Ah. I misread "a club with your type plane" to mean a club which owned a
given type of airplane instead of a club about a given type of airplane.

- Andrew

[Stu Gotts]

On Sat, 8 Nov 2003 18:23:25 -0500, "Ron Natalie" >
wrote:

>
>"Andrew Gideon" > wrote in message online.com...
>

>But I think you misunderstood him. By "Type Club" he meant an organization
>of people who own the same sort of aircraft. Like I am a member of the
>American Navion Society ...

Glad you pointed what he meant.

[Doug]

One nice thing about AVEMCO, is you deal direct with the company. Not
only does this mean no middle men, but when I call to ask a question,
I get the rep at AVEMCO who KNOWS THE ANSWER. They are excellent at
asking questions and I have never asked one they couldn't answer.
Impressive. Also, I am on floats for 3 months a year and AVEMCO is
great about prorating the insurance by the day. I call when the floats
are on, and I'm covered. The additional charges start that day. They
end the day I take them off. I've never had a claim, so I can't speak
to their claim payoff procedures. If anyone can, I'd be interested in
hearing what went on. The only other advice I have is to pick a high
deductible, I believer mine is $6500. Those small damage claims are
just recouped in higher insurance premiums the next three years, from
what I hear. Most of us who own airplanes can withstand a $6500 out of
pocket repair (if you cant what are you doing owning a plane?). That
is my take anyway.

"Dave Stadt" > wrote in message >...
> "Andrew Gideon" > wrote in message
> online.com...
> > Dave Stadt wrote:
> >
> > >
> > > "OSKI 3" > wrote in message
> > > ...
> > >> For a good quote on Insurance, contact
> > >> a club with your type plane and ask them
> > >> if they have a group rate. IE: Cessna
> > >> 152 club, Grumman Club or Cessna Pilots
> > >> club or Mooney club. Try them out.
> > >> I have a Grumman and built a Biplane so
> > >> it is on my Policy also. Who said clubs
> > >> don't get better rates. Just a thought.
> > >>
> > >> Bill OParowski
> > >
> > > Type clubs often get better rates and maybe even more important better
> > > terms.
> >
> > I don't understand this.
> >
> > I was just at a meeting of our club (2 172s, a 182, and a 182RG) where
> > insurance was discussed. There were also some alumni in the meeting that
> > own their own aircraft.
> >
> > I thought it pretty clear that the club is paying far more for insuring an
> > aircraft than a single owner.
> >
> > - Andrew
>
>
> Apples and oranges......what you are talking about is NOT a type club.

[One's Too Many]

(Doug) wrote in message >...
> One nice thing about AVEMCO, is you deal direct with the company. Not
> only does this mean no middle men, but when I call to ask a question,

Avemco wanted literally double the price than AUA did for a policy on
our '71 Cessna 172. Avemco was far too arrogant and greedy for me. Get
an online quote from AUA at this URL:
http://www.auaonline.com/quote_form.htm