usaig

[G.R. Patterson III]

Tony Woolner wrote:
>
> Anyone know if USAIG insurance is any good. I am purachsing a plane.

Yes. I had one claim (about $1,000). No questions, prompt payment, no increase in
premiums.

George Patterson
None of us is as dumb as all of us.

[G.R. Patterson III]

Tony Woolner wrote:
>
> Anyone know if USAIG insurance is any good. I am purachsing a plane.

One other thing. My USAIG policies have all had sub-limits. In other words, while the
total coverage was 1 million, they would not pay 1 million to one of my passengers if
that was the only injury. Many people prefer a "smooth" policy, which is harder to
find.

George Patterson
None of us is as dumb as all of us.

[Victor J. Osborne, Jr.]

If you live in TN or close by, I'd call D.R. Cox for a quote. They beat all
others by a good amount. On the one (really big) claim, the brokered
company came thru in spades. They also did not raise the rate. FWIW.

Thx, {|;-)

Victor J. (Jim) Osborne, Jr.

[Tony Woolner]

Anyone know if USAIG insurance is any good. I am purachsing a plane.
Tony W.

[M.E. Borner]

Tony Woolner > wrote in message >...
> Anyone know if USAIG insurance is any good. I am purachsing a plane.
> Tony W.


I have used USAIG for 10 years over 3 aircraft with a smooth coverage
policy on hull and liability. I have had 1 claim and they couldn't
have been better. No hassles, they took care of every expense without
question. Their annual increases have been reasonable or non-existent.
When I moved from a single to a twin they did not make me go through
some of the hoops that other insurance companies have the reputation
of doing. While the cost jump with the twin policy was steep it was
not out of line comparatively. When I wanted to increase my coverage
to $10 million with only 300 hrs. of twin time they got it done. My
experience has been very positive.

[Robert M. Gary]

"Victor J. Osborne, Jr." > wrote in message >...
> If you live in TN or close by, I'd call D.R. Cox for a quote. They beat all
> others by a good amount. On the one (really big) claim, the brokered
> company came thru in spades. They also did not raise the rate. FWIW.

I'm not sure how that is possible. Every agent is quoted the exact
same amount on a policy. In fact, once you get an agent to quote you a
policy, the insurance co's will refuse to quote you for any other
agent. They claim its a waste of time since they already quoted you.
The agents are no direct charge to you, the insurance co kicks them
back a fixed percentage. Its a very non-competitive market. The only
time your agent really makes a difference is if you are hard to insure
and the insurance co's are refusing coverage or if you've just had an
accident and want the agent to represent you.

-Robert

[Al]

USAIG just did my deer strike, which was around $30K, with excellent
service. They have a customer for life now.

"Tony Woolner" > wrote in message
...
> Anyone know if USAIG insurance is any good. I am purachsing a plane.
> Tony W.
>

[Al]

Interesting, I just switched to USAIG just for the smooth limit.

'68 Arrow 180

"G.R. Patterson III" > wrote in message
...
> One other thing. My USAIG policies have all had sub-limits. In other
words, while the
> total coverage was 1 million, they would not pay 1 million to one of my
passengers if
> that was the only injury. Many people prefer a "smooth" policy, which is
harder to
> find.

[Matthew P. Cummings]

On Thu, 24 Jun 2004 14:40:51 -0700, Robert M. Gary wrote:

> I'm not sure how that is possible. Every agent is quoted the exact
> same amount on a policy. In fact, once you get an agent to quote you a
> policy, the insurance co's will refuse to quote you for any other

I've heard that claimed and I don't believe it because I had 2 agents
quote me a price and both used the same underwriter and both had different
prices. USAIG is the underwriter for what it's worth.

I had been told by an agent that it's true, but in my experience it's not
an accurate statement.

[Mike F.]

I just got a letter last week from AOPA's Insurance department saying they
could not give me a competitive quote for insurance because my current
agent, Falcon, used the same underwriter.


"Matthew P. Cummings" > wrote in message
ray.net...
> On Thu, 24 Jun 2004 14:40:51 -0700, Robert M. Gary wrote:
>
> I've heard that claimed and I don't believe it because I had 2 agents
> quote me a price and both used the same underwriter and both had different
> prices. USAIG is the underwriter for what it's worth.
>
> I had been told by an agent that it's true, but in my experience it's not
> an accurate statement.
>

[Newps]

"Matthew P. Cummings" > wrote in message
ray.net...
> On Thu, 24 Jun 2004 14:40:51 -0700, Robert M. Gary wrote:
>
> > I'm not sure how that is possible. Every agent is quoted the exact
> > same amount on a policy. In fact, once you get an agent to quote you a
> > policy, the insurance co's will refuse to quote you for any other
>
> I've heard that claimed and I don't believe it because I had 2 agents
> quote me a price and both used the same underwriter and both had different
> prices. USAIG is the underwriter for what it's worth.
>
> I had been told by an agent that it's true, but in my experience it's not
> an accurate statement.
>

Legally you have to sign a release if you want two different agents to quote
you from the same insurance company.

[zatatime]

On Thu, 24 Jun 2004 20:20:54 -0500, "Mike F." >
wrote:

>I just got a letter last week from AOPA's Insurance department saying they
>could not give me a competitive quote for insurance because my current
>agent, Falcon, used the same underwriter.


You said it right. The Underwriter determines the qute, not the
Agent. Agents only sell what underwriters formulate. Falcon and AOPA
are Agents.

HTH.
z

[hlongworth]

"G.R. Patterson III" > wrote in message > One other thing. My USAIG policies have all had sub-limits. In other words, while the
> total coverage was 1 million, they would not pay 1 million to one of my passengers if
> that was the only injury. Many people prefer a "smooth" policy, which is harder to
> find.
George,
We are relatively low-time pilots (<300hrs). We switched insurance
agency (from AOPA to Wenk Insurance Agency in Illinois) this year in
order to get the smooth $1M coverage. The new policy costs around $200
more and requires annual attendance of Wings Program (which we do
anyway). It is also more restrictive with respect to open pilots (must
be instrument-rated, with at least 500 hrs and minimum 25 hrs in type
- previous policy put no restrictions).

Interestingly enough, it is with the same insurance company, USAIG
which we had before through AOPA. Not sure why AOPA agent did not
offer us this option.

Hai & Rick Longworth

[Matthew P. Cummings]

On Thu, 24 Jun 2004 20:20:54 -0500, Mike F. wrote:

> I just got a letter last week from AOPA's Insurance department saying they
> could not give me a competitive quote for insurance because my current

Those are the two I got quotes from. I have been with Falcon for 3+ years
and the quote from AOPA was around $10 less, same underwriter. I didn't
have to sign a release/waver anything. They just quoted me the prices and
what was that. Of course I did have to sign paper when I actually
renewed, but not for the quotes.

I wonder why I got it and you didn't? Both had my N number?

[Mike F.]

I have been with Falcon for over 5 years. AOPA sent me the forms to fill
out about a month before my policy expired with Falcon. I filled them out
and sent them in just to see what kind of quote I'd get back. Last week I
got the letter from AOPA saying that my current agent used the same
underwriter as AOPA and they were unable to get a quote. Maybe it was
because Falcon had just received a renewal quote from AIG and that set a
flag to block any add'l quotes.

As a side note, Falcon noticed that AIG's quote did not have my AOPA
discount. They went back and got the discount for me.

Mike

"Matthew P. Cummings" > wrote in message
ray.net...
> On Thu, 24 Jun 2004 20:20:54 -0500, Mike F. wrote:
>
> > I just got a letter last week from AOPA's Insurance department saying
they
> > could not give me a competitive quote for insurance because my current
>
> Those are the two I got quotes from. I have been with Falcon for 3+ years
> and the quote from AOPA was around $10 less, same underwriter. I didn't
> have to sign a release/waver anything. They just quoted me the prices and
> what was that. Of course I did have to sign paper when I actually
> renewed, but not for the quotes.
>
> I wonder why I got it and you didn't? Both had my N number?
>