View Full Version : Ratio of lease/purchase in general aviation?
Sunho
June 26th 08, 02:51 PM
Among various options of buying/using a Cessna 172 or Cirrus Design
SR22 or any other similar light aircraft, roughly how many percents
fall under each category below?
The options I know are:
- Outright purchase: you pay the whole cost of the aircraft upfront
and own it
- Loan/purchase: you borrow money to buy the aircraft and offer it as
collateral on the loan
- Operating lease: you pay the leasing company to use the aircraft for
a certain period of time and return it at the end of the lease
- Financing lease: you borrow money to lease the aircraft on condition
that you buy it at the end of the lease
- Synthetic lease: something between the operating lease and financing
lease
- Fractional ownership
I am wondering what is the most popular among the options above.
Stealth Pilot[_2_]
June 27th 08, 01:14 PM
On Thu, 26 Jun 2008 06:51:18 -0700 (PDT), Sunho
> wrote:
>Among various options of buying/using a Cessna 172 or Cirrus Design
>SR22 or any other similar light aircraft, roughly how many percents
>fall under each category below?
>
>The options I know are:
>
>- Outright purchase: you pay the whole cost of the aircraft upfront
>and own it
>
>- Loan/purchase: you borrow money to buy the aircraft and offer it as
>collateral on the loan
>
>- Operating lease: you pay the leasing company to use the aircraft for
>a certain period of time and return it at the end of the lease
>
>- Financing lease: you borrow money to lease the aircraft on condition
>that you buy it at the end of the lease
>
>- Synthetic lease: something between the operating lease and financing
>lease
>
>- Fractional ownership
>
>I am wondering what is the most popular among the options above.
buy it outright out of spare or saved up cash.
we do that sort of thing in the west.
both my aircraft were purchased with cash I had on hand at the time.
Stealth Pilot
Sunho
June 30th 08, 05:11 AM
On Jun 27, 9:14*pm, Stealth Pilot >
wrote:
> On Thu, 26 Jun 2008 06:51:18 -0700 (PDT), Sunho
>
>
>
>
>
> > wrote:
> >Among various options of buying/using a Cessna 172 or Cirrus Design
> >SR22 or any other similar light aircraft, roughly how many percents
> >fall under each category below?
>
> >The options I know are:
>
> >- Outright purchase: you pay the whole cost of the aircraft upfront
> >and own it
>
> >- Loan/purchase: you borrow money to buy the aircraft and offer it as
> >collateral on the loan
>
> >- Operating lease: you pay the leasing company to use the aircraft for
> >a certain period of time and return it at the end of the lease
>
> >- Financing lease: you borrow money to lease the aircraft on condition
> >that you buy it at the end of the lease
>
> >- Synthetic lease: something between the operating lease and financing
> >lease
>
> >- Fractional ownership
>
> >I am wondering what is the most popular among the options above.
>
> buy it outright out of spare or saved up cash.
> we do that sort of thing in the west.
>
> both my aircraft were purchased with cash I had on hand at the time.
>
> Stealth Pilot- Hide quoted text -
>
> - Show quoted text -
Thanks a lot for the reply.
I would greatly appreciate if you could participate in the poll I
opened at http://www.pilotsofamerica.com/forum/showthread.php?t=22391
Sunho
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