C182 Stabilized Approach

I know this question pertains to aircraft and piloting in general, but
I'm wondering what C-182 pilots do.

I'm sold on the benefits of a stabilized approach.

I consider a stabilized approach to mean that power, flaps, and trim
are set right after turning final (assuming a standard pattern) and
then aren't adjusted until starting the roundout and flare. I like to
land with the flaps fully extended. If I turn final in a Skylane and
extend the flaps to 40 degrees, it takes a lot of power to make it to
the threshold (given a 1/2 mile final, which is not unheard of at our
busy airport), so a stabilized approach requires a lot of power to
drag the plane in.

I've taken to turning final with two notches of flaps out, leaving the
power at about 1700 RPM, and then adding more flaps as needed to
follow a path to the threshold and finally adding the remaining flaps
on very-short final. That's not a stabilized approach. It works, but I
know I could be doing better.

I could stabilize the approach using two notches of flaps, but I'd
rather use them all. I could use all the flaps on the entire trip down
final, but I'd rather not drag the plane along.

My CFI uses incremental flaps, my partner advises using two notches
and then maybe kicking them all in at the end (although I don't know
what he does when he's alone), and a more-experienced pilot friend
(but not in 182's) just commented that I should be flying a stabilized
approach.

So, what do other Skylane pilots do?

Thanks.