renter/lease insurance question

Almost makes me scared to fly.

How does flight time factor into this. Where I guess I am most concerned is
that I am over 1200hrs in helicopters but only around 200 in fixed wing.

Or look at it this way, Comm IA in rotorcraft and PP-ASEL.

I know I know! I should get my IA and Comm in airplane but I have not seen
the justification yet. Although it is a small dream to be a CFI one day but
that does not fit the schedule right now.

Fred


"Peter R." wrote in message
...
Frederick Wilson wrote:

As a renter of the local FBO 172, should I obtain personal renter
insurance?

Yes. The FBO's insurance policy protect them, not you. It is possible
that the insurance company, after paying the claim, will come after you
for money they spent repairing any damage.

Furthermore, there is also the issue of liability. Who is going to be
on your side when a property owner or other ground-based recipient of
your aircraft comes knocking on your door with a lawsuit. Not the FBO's
insurance company.

What are the pro's and con's?

I can't think of any cons. Like any policy, the pros are that you will
sleep better and fly with less distractions.

Where would one get such coverage?

When I rented, I purchased a good policy from Avemco. I believe I paid
about $350 for the year. Prices will be different depending on the
varying values of liability and hull value of the aircraft.

http://www.avemco.com

--
Peter










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Frederick Wilson ) wrote:

Almost makes me scared to fly.

Ah, these days there is liability from the moment we step outside of
our houses. More and more people are looking for the quick, free money
and an opportunity to sue someone is the golden ring. Flying is but one
of many activities where we place our neck on the chopping block of
litigation.

That's why we carry home owners, auto, umbrella, and business policies, or
so the insurance company would like to have us believe!

Use your fear to remain proficient!

How does flight time factor into this. Where I guess I am most concerned is
that I am over 1200hrs in helicopters but only around 200 in fixed wing.

I don't think it does. I was able to get a renter's policy from Avemco
with a mere 80 hours and a freshly printed private pilot certificate.

--
Peter












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