Insurance company recommendation?

The one "strangeness" with Avemo to be aware of is the family
limitation. This is only with Avemco. If you are traveling with your
family (flying pilot's relations), the amount of insurance available
for their injuries is reduced dramaticly. I guess they figure your wife
won't sue you but that's not true at all. If she has life long injuries
you may have her sue you to unlock the insurance. Happens all the time
with homeowners insurance when the husband falls off the roof putting
up the wife's X-mas lights.