Airborne Once Again!!!

"Mark Hansen" wrote in message
...
On 04/11/06 18:19, Jay Beckman wrote:
Hi All...

Long time no post!!

I commited aviation today, albeit somewhat unexpectedly.

The death of my father combined with my weird work schedule have kept me
on the ground since late January.

I'm very sorry to hear about your father's passing.


Thank You.

I even learned a new little saying to add to my repetoir: "3-2-1-Go"

Meaning:

3 - Chains
2 - Fuel Caps
1 - Oil Diptstick
Go - Good to go fly

Hey, that's pretty cool. Thanks for sharing!


Always learning...right? :O)


Man did it ever feel *GREAT* to get back in the air!!!

Congratulations on getting back up in the air. It's been a while for me
too, given all the nasty wet weather we're having here in Sacramento
these days.

Mother Nature can be a real b*tch sometimes.

The main thing that kept me from going back and renting at the FBO where
I trained was the lack of insurance. The FBO was covered, but as it didn't
include me as a named insured and didn't have a no subrogation clause, I
was still at risk in the event of an accident.

I decided that I would need to carry my own insurance which would not only
cover my liability, but also the cost of the airplane (in the event the
FBO's insurance company came after me for the damages).

However, this was just too expensive.

Was this not a concern for you?

Oh I still have "Renters Insurance" that I established back when I was
originally training/renting at this particular FBO. It's valid until the
end of May (and I might renew it just in case I ever want to rent
elsewhere...) but the flying club I joined has insurance to which all
members are named insured.

... just curious.

Hope I cleared the air.

Jay B

On 04/12/06 09:49, Jay Beckman wrote:
"Mark Hansen" wrote in message

[ snip ]


I decided that I would need to carry my own insurance which would not only
cover my liability, but also the cost of the airplane (in the event the
FBO's insurance company came after me for the damages).

However, this was just too expensive.

Was this not a concern for you?

Oh I still have "Renters Insurance" that I established back when I was
originally training/renting at this particular FBO. It's valid until the
end of May (and I might renew it just in case I ever want to rent
elsewhere...) but the flying club I joined has insurance to which all
members are named insured.


What I was told (by the FBO) was that I should carry enough hull coverage
to cover the FBO's deductible.

However, after looking into it some, I found that the FBO's insurance company
can come after me to recover their entire loss. The liability on the renter's
insurance is probably good enough, but the hull coverage was awfully expensive
when considering enough to cover the entire cost of the airplane.

I assume you carry 5-10K hull coverage with the expectation that you'll only
need to to cover the FBO's deductible?

If so, are you assuming the FBO's insurance company will never come after
you in the event of an accident?

I know some will say that they never will, but I was (am) quite concerned about
that. The fact that the flying club offered full insurance with me as a named
insured was my primary reason for joining.

Thanks for sharing!

--
Mark Hansen, PP-ASEL, Instrument Airplane
Cal Aggie Flying Farmers
Sacramento, CA

"Mark Hansen" wrote in message
...


I know some will say that they never will, but I was (am) quite concerned
about
that. The fact that the flying club offered full insurance with me as a
named
insured was my primary reason for joining.

Mark I understand your concern but I have not been able to find a single
instance of what you are worried about happening, and I've looked.

On 04/12/06 11:46, Gig 601XL Builder wrote:
"Mark Hansen" wrote in message
...


I know some will say that they never will, but I was (am) quite concerned
about
that. The fact that the flying club offered full insurance with me as a
named
insured was my primary reason for joining.

Mark I understand your concern but I have not been able to find a single
instance of what you are worried about happening, and I've looked.


Yes, I think it's one of those things you have to take 'on faith' or
not go. It was this decision I was struggling with after getting my
certificate and rating that kept me from flying.

Then, I ran across the flying club which provided full insurance, and
decided I didn't have to worry about it any longer.


--
Mark Hansen, PP-ASEL, Instrument Airplane
Cal Aggie Flying Farmers
Sacramento, CA