Frequency of convictions for lying on FAA medical form

I wouldn't worry so much about what the FAA does... I would worry that
leaving any pertinent information off the form would be more than
enough reason for a company to invalidate one's insurance coverage
should one ever get into an accident while flying. FAA penalties /
certificate suspensions / re-checkrides all pale in comparison to
having your entire net worth at risk for one simple omission.

--
Guy

Guy Elden Jr wrote:
I wouldn't worry so much about what the FAA does... I would worry that
leaving any pertinent information off the form would be more than
enough reason for a company to invalidate one's insurance coverage

How the hell is the insurance company going to get a look at my medical
application?

On Mon, 22 Jan 2007 13:02:20 -0500, Ron Natalie wrote:

How the hell is the insurance company going to get a look at my medical
application?

They wouldn't need to look at your medical, they just need to find things
in your medical records that are known disqualifications.

The questions I have a Can an insurance company even gain access to your
medical records?

And, can they deny coverage if the omission had nothing to do with the
accident?

--
Dallas

Dallas wrote:

On Mon, 22 Jan 2007 13:02:20 -0500, Ron Natalie wrote:


How the hell is the insurance company going to get a look at my medical
application?


They wouldn't need to look at your medical, they just need to find things
in your medical records that are known disqualifications.

The questions I have a Can an insurance company even gain access to your
medical records?

If you read the fine print when you sign an insurance
application, I think you'll find that you've given
them the right.

And, can they deny coverage if the omission had nothing to do with the
accident?

This is a I-am-not-a-lawyer-and-this-is-not-legal-advice
question. Nonetheless, I think the answer is that they
*may* try, but probably not.

Jim Stewart wrote:

If you read the fine print when you sign an insurance
application, I think you'll find that you've given
them the right.

I signed no such thing, nor is it in any subsequent contract I have
with them. Further, even if I did authorize it, I doubt the FAA is
going to turn over my medical records to a commercial entity.

The issue is will the commercial entity [insurance company,
HMO, or other] turn your records over to the FAA.




"Ron Natalie" wrote in message
m...
| Jim Stewart wrote:
|
| If you read the fine print when you sign an insurance
| application, I think you'll find that you've given
| them the right.
|
| I signed no such thing, nor is it in any subsequent
contract I have
| with them. Further, even if I did authorize it, I doubt
the FAA is
| going to turn over my medical records to a commercial
entity.

Jim Macklin wrote:
The issue is will the commercial entity [insurance company,
HMO, or other] turn your records over to the FAA.


That's a different story. The assertion was that the insurance
company was going to not pay a claim based on a supposed misstatement
on the FAA medical application. Ain't going to happen. All the
policy says is I have the certificates. If the insurance wants
to use that excuse not to pay, they'll have to wait for the FAA
to revoke 'em first.

"Jim Macklin" wrote in
:

The issue is will the commercial entity [insurance company,
HMO, or other] turn your records over to the FAA.

Yes, that is my main concern. As far as insurance goes, frankly, I hope to
God I never get into an accident, and if I do, I'm more worried about my
health and the health of others than the financial bit. Of course, losing
all I own is a close second.

Jim wrote :
If you read the fine print when you sign an insurance
application, I think you'll find that you've given
them the right.

If you're talking about health or life insurance, I'd agree. If
you're talking about aircraft insurance, I'd disagree. I've never
signed a release for my medical records (nor would I) to an aircraft
insurance company. Since the advent of HIPAA, there are pretty strict
rules about the release of medical records.

Being an inusurance company, they could probably look at your records
by peeking through the backdoor, by way of the MIB database. But they
couldn't do much with the info since they would have accessed it
illegally.

John Galban=====N4BQ (PA28-180)


--
JGalban
Posted at www.flight.org