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buy or rent a 2006 182



 
 
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  #1  
Old May 25th 07, 10:37 PM posted to rec.aviation.owning
Dan Luke
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Posts: 678
Default buy or rent a 2006 182


"john smith" wrote:

Dan Luke wrote:
Renter's ins., $1M smooth $3,185 (?)


I only pay about $750/year with AVEMCO for $1M renters insurance.


What hull value does that cover?

--
Dan
? at BFM


  #2  
Old May 26th 07, 02:03 PM posted to rec.aviation.owning
john smith[_2_]
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Posts: 393
Default buy or rent a 2006 182

In article ,
"Dan Luke" wrote:

"john smith" wrote:

Dan Luke wrote:
Renter's ins., $1M smooth $3,185 (?)


I only pay about $750/year with AVEMCO for $1M renters insurance.


What hull value does that cover?


$30k
  #3  
Old May 26th 07, 02:47 PM posted to rec.aviation.owning
Dan Luke
external usenet poster
 
Posts: 678
Default buy or rent a 2006 182


"john smith" wrote:


Dan Luke wrote:
Renter's ins., $1M smooth $3,185 (?)

I only pay about $750/year with AVEMCO for $1M renters insurance.


What hull value does that cover?


$30k


That wouldn't help much if I crumped a $300K bird.

I'll call my agent Tuesday and see what it would cost to cover that much.

--
Dan
? at BFM


  #4  
Old May 26th 07, 10:05 PM posted to rec.aviation.owning
Blueskies
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Posts: 979
Default buy or rent a 2006 182


"Dan Luke" wrote in message ...

"john smith" wrote:


Dan Luke wrote:
Renter's ins., $1M smooth $3,185 (?)

I only pay about $750/year with AVEMCO for $1M renters insurance.

What hull value does that cover?


$30k


That wouldn't help much if I crumped a $300K bird.

I'll call my agent Tuesday and see what it would cost to cover that much.

--
Dan
? at BFM


Doesn't the flight school have any insurance?


  #5  
Old May 26th 07, 11:44 PM posted to rec.aviation.owning
Vaughn Simon
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Posts: 735
Default buy or rent a 2006 182


"Blueskies" wrote in message
t...
Doesn't the flight school have any insurance?


Most likely yes. But most likely it covers the flight school, not the
renter pilot.

1) Pilot breaks airplane.
2) Insurance co. pays flight school.
3) Renter pilot learns what the word "subrogation" means.

Many flight schools fail to stress this "gotcha" to their customers because
then fewer folks would rent their airplanes.

Vaughn





  #6  
Old May 27th 07, 12:26 AM posted to rec.aviation.owning
Blueskies
external usenet poster
 
Posts: 979
Default buy or rent a 2006 182


"Vaughn Simon" wrote in message
...

"Blueskies" wrote in message t...
Doesn't the flight school have any insurance?


Most likely yes. But most likely it covers the flight school, not the renter pilot.

1) Pilot breaks airplane.
2) Insurance co. pays flight school.
3) Renter pilot learns what the word "subrogation" means.

Many flight schools fail to stress this "gotcha" to their customers because then fewer folks would rent their
airplanes.

Vaughn


Yes, so the plane is covered. Then the renter's insurance covers the additional liability...


  #7  
Old May 27th 07, 02:47 AM posted to rec.aviation.owning
Vaughn Simon
external usenet poster
 
Posts: 735
Default buy or rent a 2006 182


"Blueskies" wrote in message
news

"Vaughn Simon" wrote in message
...

"Blueskies" wrote in message
t...
Doesn't the flight school have any insurance?


Most likely yes. But most likely it covers the flight school, not the
renter pilot.

1) Pilot breaks airplane.
2) Insurance co. pays flight school.
3) Renter pilot learns what the word "subrogation" means.

Many flight schools fail to stress this "gotcha" to their customers
because then fewer folks would rent their airplanes.

Vaughn


Yes, so the plane is covered. Then the renter's insurance covers the
additional liability...


Only if the renter has bought enough hull coverage on his renter's
insurance policy. The hull is not covered by the liability portion. I haven't
looked lately, but usually about $100,000 is the most you can buy.

Vaughn




  #8  
Old May 27th 07, 02:57 AM posted to rec.aviation.owning
john smith[_2_]
external usenet poster
 
Posts: 393
Default buy or rent a 2006 182

In article ,
"Blueskies" wrote:

"Vaughn Simon" wrote in message
...

"Blueskies" wrote in message
t...
Doesn't the flight school have any insurance?


Most likely yes. But most likely it covers the flight school, not the
renter pilot.

1) Pilot breaks airplane.
2) Insurance co. pays flight school.
3) Renter pilot learns what the word "subrogation" means.

Many flight schools fail to stress this "gotcha" to their customers
because then fewer folks would rent their
airplanes.

Vaughn


Yes, so the plane is covered. Then the renter's insurance covers the
additional liability...


My $30k of hull is enough to cover the owners deductible.
The liability covers the rest.
  #9  
Old May 27th 07, 03:19 AM posted to rec.aviation.owning
Newps
external usenet poster
 
Posts: 1,886
Default buy or rent a 2006 182



Blueskies wrote:

"Dan Luke" wrote in message ...

"john smith" wrote:


Dan Luke wrote:

Renter's ins., $1M smooth $3,185 (?)

I only pay about $750/year with AVEMCO for $1M renters insurance.

What hull value does that cover?

$30k


That wouldn't help much if I crumped a $300K bird.

I'll call my agent Tuesday and see what it would cost to cover that much.

--
Dan
? at BFM



Doesn't the flight school have any insurance?



Yes, they are covered.
 




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