Hull Insurance

On Feb 5, 9:23*am, "Robert M. Gary" wrote:
On Feb 5, 7:36*am, Jkgoblue wrote:

In the course of researching one day buying an aircraft, insurance is
a big factor. I happened upon Austin Meyer's X-Plane site where in his
adventure page, he talks about the value of buying hull insurance.

http://www.x-plane.com/adventures/37%20Follow_Up.html

He makes a good point.

Just wondering how many people carry hull insurance on Cirrus's or
Columbia's, where the premiums are so high, or on any plane for that
matter. If you've been flying for years without a mishap, was it worth
the cost?

I would be surprised if there are any Cirrus's without hull insurance.
I've known a few *guys with Aeronca's of J-3's in the past that did
not carry insurance but even in those planes (under $15,000 at the
time) they were considered odd balls. I would never consider not
having insurance on my Mooney.
I had a claim last year. I was parked in front of my hotel room in
Mexico and some guy backed his truck into my aileron. My good piloting
skills didn't help me as I watched him back into the plane from my
hotel room.

-Robert

Another reason not to visit Mexico. The guy probably didn't have
insurance or for that matter even a drivers license..

Yup... I am prejudice................

On Feb 5, 3:22*pm, " wrote:
On Feb 5, 9:23*am, "Robert M. Gary" wrote:





On Feb 5, 7:36*am, Jkgoblue wrote:

In the course of researching one day buying an aircraft, insurance is
a big factor. I happened upon Austin Meyer's X-Plane site where in his
adventure page, he talks about the value of buying hull insurance.

http://www.x-plane.com/adventures/37%20Follow_Up.html

He makes a good point.

Just wondering how many people carry hull insurance on Cirrus's or
Columbia's, where the premiums are so high, or on any plane for that
matter. If you've been flying for years without a mishap, was it worth
the cost?

I would be surprised if there are any Cirrus's without hull insurance.
I've known a few *guys with Aeronca's of J-3's in the past that did
not carry insurance but even in those planes (under $15,000 at the
time) they were considered odd balls. I would never consider not
having insurance on my Mooney.
I had a claim last year. I was parked in front of my hotel room in
Mexico and some guy backed his truck into my aileron. My good piloting
skills didn't help me as I watched him back into the plane from my
hotel room.

-Robert

Another reason not to visit Mexico. The guy probably didn't have
insurance or for that matter even a drivers license..

Yup... I am prejudice................-

Only am American would hit your plane in Mexico. Americans have
insurance and just pay their premium. If a Mexican had hit me he'd
probably still be in jail. Mexicans are much more careful drivers
because they have serious consequences for accidents. In anycase my
policy paid it before collecting his insurance. Nearly all US policies
include Mexico and Canada in their territory (although they'll try to
sell you an additional suppliment but it doesn't change your hull
insurance in anyway).

-Robert