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#1
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No one has addressed the real danger of soaring; its
addictive properties. I've never tried cocaine or crack or any sort of drugs, but I know it is more addictive than tobacco, caffeine, colas, or sugaars (all of which I have abandoned and am free from), and that it is disruptive to work, careers, families, and every sort of productive endeavor. Who cares?! Can't and won't quit. At 18:18 04 November 2007, Mike The Strike wrote: Years ago, I remember reading of accident and fatality figures for occupational hazards in Great Britain. At the time, professional jump jockeys were top of the list, with flat race jockeys not far behind. Both were ahead of deep-sea fishermen. The advent of North Sea oil rigs put some of their workers at the top (divers, as I recall). I don't recall any piloting professions anywhere near the top of the list. My conclusion - horses are dangerous and aircraft much less so. Mike |
#2
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Hi Nyal
Entirely agree on the addictions side. On the other hand I must take issue with the theory that soaring is disruptive of family life. Apparently , since I took up soaring seriously, as opposed to the occasional flight, I am a much better person to be around. My general mood is better, and family life is smoother. Should I neglect to go flying on more than one weekend in a row, I am reminded pointedly that my soaring is suffering neglect... My 13 year old daughter is an air scout, and loves to be involved occasionally as does my son. Can't do it too often at present, because they can get bored easily, and there was a lack of nice two seaters to fly them in. I want to fly XC, the club crates are , well CRATES. So I was forced to order a two seater. According to my insurance company, soaring is less dangerous than being a hobby handyman. They load your premium if you use power tools in your garage, but not if you admit to flying gliders. Maybe I got lucky, but one assumes the quants have checked the risks. My guess is that - while active soaring is a higher risk,than being sedentary, the skills of observation and situational awareness, and self assessment learned all lower risk in other activities. Overall the insurers see no material change in risk for an active glider pilot. It would be fascinating to discover why a hand drill is more likely to cause an insurance loss. Anyone involved in the actuarial side? Bruce Nyal Williams wrote: No one has addressed the real danger of soaring; its addictive properties. I've never tried cocaine or crack or any sort of drugs, but I know it is more addictive than tobacco, caffeine, colas, or sugaars (all of which I have abandoned and am free from), and that it is disruptive to work, careers, families, and every sort of productive endeavor. Who cares?! Can't and won't quit. At 18:18 04 November 2007, Mike The Strike wrote: Years ago, I remember reading of accident and fatality figures for occupational hazards in Great Britain. At the time, professional jump jockeys were top of the list, with flat race jockeys not far behind. Both were ahead of deep-sea fishermen. The advent of North Sea oil rigs put some of their workers at the top (divers, as I recall). I don't recall any piloting professions anywhere near the top of the list. My conclusion - horses are dangerous and aircraft much less so. Mike |
#3
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![]() "Bruce" wrote in message ... Hi Nyal According to my insurance company, soaring is less dangerous than being a hobby handyman. They load your premium if you use power tools in your garage, but not if you admit to flying gliders. Bruce Unfortunately, it may be that they just include a disclaimer in your insurance policy (assuming it's life insurance), stating that you are not covered while acting as air crew or while piloting or passenger in GA aircraft. This is common in the US and would likely be the case unless you have policy that specifically covers you while partaking in flying activities. I understand there is no such exclusion of coverage for home handymen (g). bumper |
#4
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On 11/4/07 10:28 PM, in article
, "bumper" wrote: "Bruce" wrote in message ... Hi Nyal According to my insurance company, soaring is less dangerous than being a hobby handyman. They load your premium if you use power tools in your garage, but not if you admit to flying gliders. Bruce Unfortunately, it may be that they just include a disclaimer in your insurance policy (assuming it's life insurance), stating that you are not covered while acting as air crew or while piloting or passenger in GA aircraft. This is common in the US and would likely be the case unless you have policy that specifically covers you while partaking in flying activities. I understand there is no such exclusion of coverage for home handymen (g). bumper For what it's worth: The last time I applied for a life insurance policy, the company did not include a war exclusion (I was in the military at the time, and subject to deployment), but balked at covering me when flying gliders. It required a significant amount of discussion and negotiation to get them to cover me (they finally did). Admittedly this company caters to the military, and they wouldn't sell many policies if war were excluded from coverage, but their perception of the relative risks of soaring versus war surprised me. Bullwinkle |
#5
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![]() Admittedly this company caters to the military, and they wouldn't sell many policies if war were excluded from coverage, but their perception of the relative risks of soaring versus war surprised me. Just a guess but maybe it was not the "perception of the relative risks", but rather the unknown risk of soaring. I suspect that their actuaries can tell you to the nth decimal place their risk of a claim due to war. Probably not so when it comes to soaring. Tony V. |
#6
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bumper wrote:
Unfortunately, it may be that they just include a disclaimer in your insurance policy (assuming it's life insurance), stating that you are not covered while acting as air crew or while piloting or passenger in GA aircraft. This is common in the US and would likely be the case unless you have policy that specifically covers you while partaking in flying activities. The only policy I've seen that excludes gliding is travel insurance. It lumped gliding in with rock climbing and skiing. -- martin@ | Martin Gregorie gregorie. | Essex, UK org | |
#7
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Martin Gregorie wrote:
The only policy I've seen that excludes gliding is travel insurance. It lumped gliding in with rock climbing and skiing. To me, it seems perfectly reasonable to lump gliding in with rock climbing and skiing. |
#8
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![]() Yep, I've been told to go to the airport on more than one occasion! Are you speaking of life insurance or medical insurance? I've not bought insurance since 1970 and I don't know the 'drill.' I did run a drill into my thumbnail building a set of flaps for a Capella about six or seven years ago. At 18:54 04 November 2007, Bruce wrote: Hi Nyal Entirely agree on the addictions side. On the other hand I must take issue with the theory that soaring is disruptive of family life. Apparently , since I took up soaring seriously, as opposed to the occasional flight, I am a much better person to be around. My general mood is better, and family life is smoother. Should I neglect to go flying on more than one weekend in a row, I am reminded pointedly that my soaring is suffering neglect... My 13 year old daughter is an air scout, and loves to be involved occasionally as does my son. Can't do it too often at present, because they can get bored easily, and there was a lack of nice two seaters to fly them in. I want to fly XC, the club crates are , well CRATES. So I was forced to order a two seater. According to my insurance company, soaring is less dangerous than being a hobby handyman. They load your premium if you use power tools in your garage, but not if you admit to flying gliders. Maybe I got lucky, but one assumes the quants have checked the risks. My guess is that - while active soaring is a higher risk,than being sedentary, the skills of observation and situational awareness, and self assessment learned all lower risk in other activities. Overall the insurers see no material change in risk for an active glider pilot. It would be fascinating to discover why a hand drill is more likely to cause an insurance loss. Anyone involved in the actuarial side? Bruce Nyal Williams wrote: No one has addressed the real danger of soaring; its addictive properties. I've never tried cocaine or crack or any sort of drugs, but I know it is more addictive than tobacco, caffeine, colas, or sugaars (all of which I have abandoned and am free from), and that it is disruptive to work, careers, families, and every sort of productive endeavor. Who cares?! Can't and won't quit. At 18:18 04 November 2007, Mike The Strike wrote: Years ago, I remember reading of accident and fatality figures for occupational hazards in Great Britain. At the time, professional jump jockeys were top of the list, with flat race jockeys not far behind. Both were ahead of deep-sea fishermen. The advent of North Sea oil rigs put some of their workers at the top (divers, as I recall). I don't recall any piloting professions anywhere near the top of the list. My conclusion - horses are dangerous and aircraft much less so. Mike |
#9
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Hi Nyal
Life assurance and Retirement annuities with death or disability cover. And yes I did ask them in writing if they covered me while flying and racing sailplanes, and the answer was in the affirmative, with no change to my premiums. I suppose we don't have a particularly litigious society here. My medical insurance has a small weighting for active participation in sports. Bruce Nyal Williams wrote: Yep, I've been told to go to the airport on more than one occasion! Are you speaking of life insurance or medical insurance? I've not bought insurance since 1970 and I don't know the 'drill.' I did run a drill into my thumbnail building a set of flaps for a Capella about six or seven years ago. At 18:54 04 November 2007, Bruce wrote: Hi Nyal Entirely agree on the addictions side. On the other hand I must take issue with the theory that soaring is disruptive of family life. Apparently , since I took up soaring seriously, as opposed to the occasional flight, I am a much better person to be around. My general mood is better, and family life is smoother. Should I neglect to go flying on more than one weekend in a row, I am reminded pointedly that my soaring is suffering neglect... My 13 year old daughter is an air scout, and loves to be involved occasionally as does my son. Can't do it too often at present, because they can get bored easily, and there was a lack of nice two seaters to fly them in. I want to fly XC, the club crates are , well CRATES. So I was forced to order a two seater. According to my insurance company, soaring is less dangerous than being a hobby handyman. They load your premium if you use power tools in your garage, but not if you admit to flying gliders. Maybe I got lucky, but one assumes the quants have checked the risks. My guess is that - while active soaring is a higher risk,than being sedentary, the skills of observation and situational awareness, and self assessment learned all lower risk in other activities. Overall the insurers see no material change in risk for an active glider pilot. It would be fascinating to discover why a hand drill is more likely to cause an insurance loss. Anyone involved in the actuarial side? Bruce Nyal Williams wrote: No one has addressed the real danger of soaring; its addictive properties. I've never tried cocaine or crack or any sort of drugs, but I know it is more addictive than tobacco, caffeine, colas, or sugaars (all of which I have abandoned and am free from), and that it is disruptive to work, careers, families, and every sort of productive endeavor. Who cares?! Can't and won't quit. At 18:18 04 November 2007, Mike The Strike wrote: Years ago, I remember reading of accident and fatality figures for occupational hazards in Great Britain. At the time, professional jump jockeys were top of the list, with flat race jockeys not far behind. Both were ahead of deep-sea fishermen. The advent of North Sea oil rigs put some of their workers at the top (divers, as I recall). I don't recall any piloting professions anywhere near the top of the list. My conclusion - horses are dangerous and aircraft much less so. Mike |
#10
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a. In the UK where I fly, gliding fatalities are
on average around 2.5 per annum out of 5,000 pilots, so my 'statistical' risk is around 1 in 2,000 of dying through gliding each year. Lifetable analysis suggests that your risk of dying from any cause is between 2-10/10,000 per year between ages 15-40; is between 1/1000 - 1/100 per year between ages 40-60; is between 1/100 - 1/10 per year between ages 60-80 years. So a risk of 1/2,000 may double your (small) risk of dying if you are aged under 40 years, but is likely to have minimal overall impact on your risk of dying if you are aged over 40 years. (assuming adherence to safe gliding practices). Smoking cigarettes or being obese tend to shorten life expectancy by 5-20 years, which are each equivalent to more than doubling one's risk of dying. So if you dont smoke and can fit in your glider, you probably have a significantly longer life expectancy than the non-gliding, fat smoker. If you are a glider pilot who smokes, then it may be better to give up smoking rather than gliding. Rory ps: If you lose too much weight, put some lead in the nose. |
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