Seaplanes and insurance

"172pilot" wrote in message ...
How does insurance work when you have your seaplane rating and low time?
I'm contemplating a seaplane rating, and I'm sure I'll eventually get one,
but does it work much the same way that a multi-engine rating does (a.k.a.
you have the rating, but few, if any, insurance companies are comfortable
with you soloing the aircraft). Any info would be greatly appreciated on
this.
Thank you
David

Its very hard. That's why none of the sea schools have you do any
solo. No insurance co will even write sea plane insurance for an FBO
that allows pilots to fly w/o CFI.