Would like to talk with an insurance underwriter.....

Are there any aviation insurance underwriters on the group?
I'd like to understand better the factors that go into insuring a
customer.
For example, I put in a claim for damages which occured during
training, when I was not the PIC. I'd like to understand if the
insurance underwriter is looking simply at the fact that I had a claim,
or if he's also looking at 'who caused the problem', or what. - Mike

They look at what the cause was. I had a partner that had crashed a
Mooney complete with 4 serious injuries and a totalled plane. He bought
in on my plane w/o any increase in premium because the insurance
company decided the cause of the crash was mechanical (I don't think
they care too much about the NTSB's opinion).

-Robert

Robert M. Gary wrote:
They look at what the cause was. I had a partner that had crashed a
Mooney complete with 4 serious injuries and a totalled plane. He bought
in on my plane w/o any increase in premium because the insurance
company decided the cause of the crash was mechanical (I don't think
they care too much about the NTSB's opinion).

When I talked to both my agent(s) and Avemco, they took a description
of my engine failure and said that it would not affect my ability to
get insurance or the premiums. However, having a high hull value
55 year old airplane is getting hard to insure these days anyhow,.